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All Planned Giving Options

A Life Income Gift Funded Through Your IRA

a mountain landscape
WOPA071025_D109 September 28, 2007. Sunrise at Great Sand Dunes National Park and Preserve with the Crestone Peaks of the Sangre de Cristo Mountains in the background. Colorado Naturalists Workshop: Fall Foliage was held at Medano Zapata Ranch. © Erika Nortemann/TNC

Support Nature and Your Retirement

If you are 70½ or older, you can support The Nature Conservancy and receive a stream of income when you use your IRA to fund a charitable gift annuity (CGA) or a charitable remainder unitrust (CRUT). Some limitations apply, so contact us for more details and a personalized illustration at no obligation.

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How It Works

  • You and/or your spouse may fund a single or joint charitable gift annuity (minimum of $10,000; up to $54,000 per individual or $108,000 for a couple) from a qualified IRA account.
  • In order to qualify, the payout rate must be at least 5%.
  • You will receive income for life in the form of reliable payments based on your age(s) at the time of the gift.
  • You may not claim a charitable income tax deduction for the gift.
  • This is a one-time opportunity which must be completed within a single calendar year.
  • TNC does not currently offer this option in every state. Contact us for more details.
  • See table below for sample rates, or use our gift calculator.
     

 

Charitable Gift Annuity Payment for a $10,000 Gift
Effective on January 1st, 2024
 AGE
RATE
ANNUITY
71 6.4% $640
75 7.0% $700
80

8.1% 

 $810
85 9.1% $910

 

 

Learn more about other ways to fund a CGA .

Learn more about using a tax-free distribution from your IRA to support critical conservation work.

Funding a Charitable Remainder Unitrust With Your IRA

  • You and/or your spouse may fund a charitable remainder unitrust (minimum $50,000; up to $53,000 for a single or up to $106,000 for a couple) from a qualified IRA account.
  • You will receive variable income for life (or lives) paid as a percentage of the annual valuation of the trust.
  • You may not claim a charitable income tax deduction for the gift.
  • This is a one-time opportunity which must be completed within a single calendar year. You cannot make additional gifts to this trust.
  • Use our gift calculator to see current unitrust rates.

Learn about other ways to fund a CRUT.

Learn more about using a tax-free distribution from your IRA to support critical conservation work.

Gift Calculator

Explore the income and tax benefits you may receive by setting up a life income gift.

These types of gifts can help protect nature and provide benefits to you and/or your loved ones.

Use this calculator to see estimated tax deductions and payments that may result from some types of life income gifts offered by TNC.

Due to New York state requirements, rates for New York residents may be lower.

Black-tailed prairie dog peeking out
Black-tailed prairie dog at Smoky Valley Ranch in western Kansas. Prairie dogs are a keystone species for the shortgrass prairie but have been eradicated from most of the grassland in the area. © Bob Gress

More Ways of Giving

This tall slender wildflower thrives in sunny open areas throughout Ohio.

IRA Distributions

If you are 70½ or older, you can make a tax-free distribution from your traditional or Roth IRA to TNC.

Located in Central Nevada.

Beneficiary Designations

Your can designate TNC as a beneficiary of your IRA or other retirement plan.

The runner // Atlantic Puffin photographed during spring visit to Saltee Island in South East coast of Ireland. Puffins arriving here every year for nesting. This particular one was moving up the cliff and looking beautiful surrendered by Sea Pinks flowers.

Charitable Gift Annuities

Income for today, a legacy for tomorrow: A charitable gift annuity with TNC is a gift that gives back.

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